August 5th, 2021|
After an auto accident that wasn’t your fault, you may assume that all of the settlement process will fall on the other driver and their insurance company. But you still need to report the crash to your auto insurance company—even if you had nothing to do with it.
All auto insurers require nearly immediate notification of accidents regardless of fault. In fact, many insurers have features on their smartphone apps that allow their policyholders to take pictures of their crashes and upload information about them before they’ve even left the scene. Barring that, you can also contact your insurer the old-fashioned way by calling them.
Reporting the crash to your insurer is important because it ensures you’ll remain eligible for compensation if you have Med Pay, personal injury protection, or uninsured/underinsured motorist coverage. You should never assume the other driver’s insurance will pay for everything—or anything at all—after a crash, especially if you have additional coverage to protect yourself.
Note that when you report a crash to your insurer, you should stick to the facts of what happened. Never admit fault and don’t make statements that could even be construed that you were at fault. This applies to speaking to the 911 dispatcher, responding police officer, and the other driver, too.
Finally, get a lawyer on your side as soon as possible after an accident to fully protect your rights. At Brian Hodgkiss Injury Lawyers, we know the pitfalls that drivers face after crashes, and our Appleton auto accident attorneys protect them from losing their chance at compensation. Contact us today for a free consultation.
June 3rd, 2021|
Did you know that motor vehicle crashes are the leading cause of deaths for teenagers in the U.S.? Auto accidents involving teens also reach a peak during the days between Memorial Day and Labor Day, which are known as the “100 Deadliest Days of Summer.”
Those days coincide with summer break and teens being out of school, taking road trips with friends, and attending parties. Here are a few tips to keep in mind during this dangerous stretch, so that you can help reduce your teenager driver’s risks when they get behind the wheel:
- Limit their number of passengers—Teen drivers under the age of 18 face certain restrictions during their first nine months of having a driver’s license, including being able to drive with only one non-related passenger or adult. Enforcing this restriction can help your teen stay safer on the road.
- Offer to pick them up if they’ve been drinking—Although it’s illegal for teens to drink in Wisconsin, many do it anyway. Then, many of those teens get behind the wheel, putting themselves and others at risk. Offer to pick up your child if they’ve been drinking—doing so could save lives.
- Enroll them in a driver’s education course—Even if you spend plenty of time helping your teen learn how to drive safely, they can still benefit from learning from an accredited instructor and in a classroom environment. If your child’s school doesn’t offer a driver’s education course, you can find one on the WI Department of Transportation website.
At Brian Hodgkiss Injury Lawyers, our Green Bay auto accident lawyers work hard to help injured victims get compensation after crashes that weren’t their fault, including teens. If you or your child was hurt in a crash, we want to hear from you. Contact us today for a free consultation.